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Real Estate Capital Gains Tax Calculator — Turkey

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How Turkish Capital Gains Tax Works

When foreign investors sell property in Turkey within 5 years of purchase, any profit is subject to capital gains tax under Article 80 of the Turkish Income Tax Law. The Revenue Administration (Gelir İdaresi Başkanlığı, GİB) publishes an official formula that indexes the purchase price for inflation before computing the gain — which is why you cannot simply subtract what you paid from what you sold for.

The 8-Step Official Calculation

Step 1

Index Ratio

Divide the Yİ-ÜFE (Producer Price Index) of the month before sale by the Yİ-ÜFE of the month before purchase.

Step 2

Adjusted Purchase Price

Multiply the original purchase price by the index ratio. The 10% threshold rule applies if inflation is below 10%.

Step 3

Gross Gain

Subtract the adjusted purchase price from the sale price. A negative result means no taxable gain exists.

Step 4

Total Expenses

Add the 2% title deed fee paid on sale plus any documented notary, legal, and commission expenses.

Step 5

Net Gain

Gross gain minus total deductible expenses. This is the figure before exemptions are applied.

Step 6

Annual Exemption

Subtract the year-specific exemption (₺150,000 for 2026) — set by the Revenue Administration each January.

Step 7

Taxable Base

Net gain minus the annual exemption. If the result is zero or negative, no income tax is owed.

Step 8

Progressive Tax

Apply the 15–40% income tax brackets to the taxable base to reach the final liability.

Important

The 2% title deed transfer fee is always owed on sale regardless of the 5-year exemption, and indexing is skipped entirely if the Yİ-ÜFE increase between purchase and sale is below 10%.

Annual Exemption Amounts by Year

The Revenue Administration updates the capital gains exemption every January in line with the revaluation rate. Use the correct value for the year of sale, not the year of purchase.

Tax Year Annual Exemption (TRY)
2026₺150,000
2025₺120,000
2024₺87,000
2023₺55,000
2022₺25,000
2021₺19,000
2020₺18,000
2019₺14,800

2026 Progressive Income Tax Brackets

Turkey applies progressive brackets to the taxable base. The marginal rate climbs from 15% on the first slice up to 40% on income above ₺5,300,000.

Taxable Base (TRY) Marginal Rate
Up to 190,00015%
190,001 – 400,00020%
400,001 – 1,500,00027%
1,500,001 – 5,300,00035%
Above 5,300,00040%

Three Exemption Rules You Should Know

The 5-Year Rule

Property held for 5 years or longer is completely exempt from capital gains tax. The clock starts on the date recorded in the title deed (tapu) and runs to the date of the new transfer. For investors planning an exit, pushing the sale past the 5-year mark is often the single largest tax decision on the table.

The 10% Indexing Threshold

If the Yİ-ÜFE increase between the purchase month and the sale month is less than 10%, the indexing adjustment is skipped. In practice this almost never applies to Turkish lira purchases given recent inflation, but it can matter for very short holding periods or low-inflation windows.

The Annual Exemption

A lump-sum exemption is deducted from the net gain before the progressive brackets apply. For 2026 this is ₺150,000. If your entire indexed gain falls below this amount, you owe no income tax — though the 2% title deed fee is still due.

Who Should Use This Calculator

Foreign investors planning a short-term exit

If you're selling Istanbul real estate before the 5-year threshold, indexing and the annual exemption materially change your net return. Running the numbers in advance lets you compare the after-tax outcome of selling this year versus waiting.

Turkish citizenship-by-investment participants

The 3-year holding requirement for citizenship is separate from the 5-year tax exemption. Investors who plan to sell as soon as they legally can — at year three — will almost always owe capital gains tax on the indexed gain above the annual exemption.

Property owners comparing net returns

If you're weighing a Turkish apartment against Dubai, Lisbon, or Athens, the headline yield is only half the story. Post-tax proceeds after the GİB formula, the title deed fee, and the progressive brackets give you the real figure to compare.

Developers and consultants modelling deals

The calculator applies the exact formula published by the Revenue Administration, so it's suitable for modelling individual units inside a larger development exit or for running scenarios with different purchase and sale dates.

Frequently Asked Questions

Common questions from foreign investors selling real estate in Turkey. For situation-specific guidance, contact our team.

Foreign investors are subject to Turkish capital gains tax only when they sell a property within 5 years of the purchase date. Properties held for 5 years or longer are fully exempt under Article 80 of the Turkish Income Tax Law.
The 5-year rule states that if a property is held for 5 years or more before being sold, any gain is completely exempt from capital gains tax. This applies to all property owners — foreign investors, Turkish residents, and citizenship-by-investment participants alike.
The purchase price is adjusted using the ratio of the Turkish Producer Price Index (Yİ-ÜFE) from the month before the sale divided by the index from the month before the purchase. If the increase between the two values is less than 10 percent, indexing is not applied at all.
For the 2026 tax year, the annual capital gains exemption for real estate is ₺150,000. This amount is deducted from the net gain before calculating the taxable base. Historical values: ₺120,000 in 2025, ₺87,000 in 2024, ₺55,000 in 2023.
Yes. The title deed transfer fee of 4% (typically split 2% buyer and 2% seller) is a separate transaction tax paid regardless of whether capital gains tax applies. The 5-year holding exemption only removes income tax liability on the gain, not transfer fees.
The 2026 progressive brackets applied to the taxable base are: 15% up to ₺190,000, 20% on the next ₺210,000, 27% on the next ₺1,100,000, 35% on the next ₺3,800,000, and 40% on income above that. The rates are the same as those applied to employment income.
Yes. Property acquired under the Turkish citizenship-by-investment program is taxed under the same rules. The 3-year holding requirement for citizenship is separate from the 5-year tax exemption, so investors selling at year three will still owe capital gains tax on any indexed gain above the annual exemption.
Deductible expenses include the title deed fee paid on sale, documented notary and commission costs, legal fees related to the transaction, and any capital improvements to the property supported by invoices. Routine maintenance and repair costs are not deductible.

Need tax-aware advice on your exit?

Our team works with foreign investors every week on the timing, structuring, and documentation of Istanbul property sales. A 30-minute consultation often pays for itself several times over.

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